True solutions are sometimes hidden by contractual agreements. Understanding these agreements help create the solutions for controlling costs. Many times these agreements don’t align with your objectives.
Putting The Benefits Back Into Employee Benefits
Benefits don't have to be difficult. It's all about the data. It's really that simple.
Strong plan design is only effective if participants are engaged and rewarded. Healthcare is complicated. Make your benefits simple.
We can design a better plan to encourage behavior changes to improve the cost and care for your participants. Its all about spending the money wisely. Everyone wants better benefits but how do we go about paying for them. The answer is in your specific data and demographics.
WE ARE CLEAR INSIGHT
Clear Insight is a brokerage and consulting firm specialising in providing employee benefit programs to medium sized employers (50+ employees) with self-funded focus. Clients will be directed to best in class solutions and vendors.
Clear Insight believes in a management approach to benefits. Most products are not solutions. And many solutions are not products!
Are you ready to see if we are a good fit for your organization? Contact us for a quick introduction and consultation.Contact Us
WHAT WE CAN DO FOR YOU
HEALTH PLAN CAPTIVES
what you should know
The cost of providing health insurance benefits to your employees continue to rise. Many employers are interested in managing their benefits but need assistance with the reinsurance and plan structure. These employers should consider the attributes of a Health Plan Captive. Health Plan Captives are a key tool in managing and transferring the risks involved in self-funded health plans. Understand the cost controlling solutions lay in plan design, benefit features and employee engagement tools embedded in the plan. These are the solutions larger self-funded employers enjoy.
If you continue to use the same plan designs, expect the same results. The support of the Health Plan Captive enables a plan design that will maximize the employee benefits at the best possible cost.
ARE WE A GOOD FIT
While we work for you, we will always voice our opinions backed up with the data why. We provide options. You decide.
Rather than the traditional approach of offering standard plan designs to clients, Clear Insight creates plan designs based upon the specific demographics and utilization of each client. These custom solutions are extremely effective in providing improved employee benefits at lower overall costs.
ENGAGING EMPLOYEE COMMUNICATIONS
The best laid plans fail when they are not communicated successfully. This may be the hardest part of plan management. We customize enrollment and plan materials, engaging participants in their benefits.
PLAN MANAGEMENT SUPPORT
The traditional reporting packages provided by vendors are overwhelming and ineffective. Reports should have intrinsic value to each end user. Our reporting is custom to the needs of the client and is tied to the solutions being implemented. Tracking progress is vital to managing the plan.
REDUCE COSTS BY UP TO 20%
If the Average Annual Cost for Employee Only was $6,250
MEET OUR TEAM
With over 20 year’s experience with employee benefits, Eva Perez has been successful in communicating with employees, employers and vendors. A significant key to effective employee benefit management is communication. Eva is fluent in Spanish; providing her expertise to assist participants with language barriers. Engaging plan designs require engaged employees and you only get engaged employees when they understand.
With over 25 years in the benefits industry, Jim understands every company has unique needs. Clear Insight uses your data to demonstrate relevant solutions for your company. Jim believes in a management approach rather than a product driven direction. He has been successful in reducing benefit costs while not shifting these costs on to employees. Successful employee benefit management involves understanding and evaluating the many options. Not all options are solutions for all companies.
WHAT PEOPLE SAY
Read what our satisfied clients have to say about our services !
You would be hard pressed to find anyone more passionate about benefits than Jim Lorenz. Clear Insight Benefits goes above and beyond to take of the needs of both the company and the employees.
I just wanted to tell you how pleased we are with Clear Insight Benefits. The various healthcare proposals prepared for us were excellent and very professionally done ... Eva was outstanding in the implementation process, as well as answering all questions from our employees. In all my years I have never worked with anyone as good as Eva. … Even our foreman, Kevin, used her as an example in telling some of our machinists "this is the way to do your job- the right way."
Engineered Plan Design
Prescription Drug Solutions
Health Plan Captives
Custom Employee Communications
Services Our Clients Value The Most
Clear Insight is focused on getting the results our clients need to control their employee benefit costs. While not all clients are the same, communication of implemented benefits is crucial. Clear Insight provides custom communication materials to all our clients. Plan design and prescription drug solutions are customary to our client base, while the specific approaches may differ. A growing number of clients are using a Health Plan Captive to reduce and transfer their risk.
CONSIDER ATTENDING OUR EVENTS
Employee Benefits don't need to be so difficult. We have a variety of events scheduled to provide you with the kind of information that you can use to attract and retain employees. Benefits designed just the way employees use them. Webinars, workshops, roundtable discussions make it easier to gather information. We are constantly updating these events.
Prefer a private consultation? We enjoy any opportunity to talk benefits.
JOIN OUR TEAM
Do you like data? Do you like working with people?
We are always looking for the right fit. If you love analytics, problem solving, and have an honest, friendly work ethic, we are looking for you. Many consultants know products, we are looking for people to implement solutions.
Consider meeting with us to determine if we are a good fit.
Get in Touch
If you have questions about our services, events, registering for an event, or would like to schedule a private consultation and an introduction, please contact us.