The cost of providing health insurance benefits to your employees continue to rise. Many employers are interested in managing their benefits but need assistance with the reinsurance and plan structure. These employers should consider the attributes of a Health Plan Captive. Health Plan Captives are a key tool in managing and transferring the risks involved in self-funded health plans. Understand the cost controlling solutions lay in plan design, benefit features and employee engagement tools embedded in the plan. These are the solutions larger self-funded employers enjoy.
If you continue to use the same plan designs, expect the same results. The support of the Health Plan Captive enables a plan design that will maximize the employee benefits at the best possible cost.
While we work for you, we will always voice our opinions backed up with the data why. We provide options. You decide.
Rather than the traditional approach of offering standard plan designs to clients, Clear Insight creates plan designs based upon the specific demographics and utilization of each client. These custom solutions are extremely effective in providing improved employee benefits at lower overall costs.
The best laid plans fail when they are not communicated successfully. This may be the hardest part of plan management. We customize enrollment and plan materials, engaging participants in their benefits.
The traditional reporting packages provided by vendors are overwhelming and ineffective. Reports should have intrinsic value to each end user. Our reporting is custom to the needs of the client and is tied to the solutions being implemented. Tracking progress is vital to managing the plan.
With over 20 year’s experience with employee benefits, Eva Perez has been successful in communicating with employees, employers and vendors. A significant key to effective employee benefit management is communication. Eva is fluent in Spanish; providing her expertise to assist participants with language barriers. Engaging plan designs require engaged employees and you only get engaged employees when they understand.
With over 25 years in the benefits industry, Jim understands every company has unique needs. Clear Insight uses your data to demonstrate relevant solutions for your company. Jim believes in a management approach rather than a product driven direction. He has been successful in reducing benefit costs while not shifting these costs on to employees. Successful employee benefit management involves understanding and evaluating the many options. Not all options are solutions for all companies.
Clear Insight is dedicated to their client’s needs. Total Satisfaction from Employer to Associates to Associate’s Dependents. Very knowledgeable on cost saving programs for our company. Clear Insight research high-cost expenditures (per company) and proposes programs to save money as well offer the best care for Associates. Clear Insight is dedicated to 100% customer service, and always work closely with vendors to the Employers satisfaction. Health Care is Complicated and Clear Insight takes the complication piece out of Healthcare.
Calisse Finchum
Director of HR
I would like to say thank you for the last 5 months of solving our benefit needs at NAPCO STEEL, INC. Eva and Jim have been so professional in their communication with our management team and employees. All at NAPCO STEEL, INC. are happy with the decision to hire Clear Insight. Looking forward to a long working relationship.
Jeff Jourdan
Controller
You would be hard pressed to find anyone more passionate about benefits than Jim Lorenz. Clear Insight Benefits goes above and beyond to take of the needs of both the company and the employees.
Criss Paccione-Anderson
Senior Vice President
I just wanted to tell you how pleased we are with Clear Insight Benefits. The various healthcare proposals prepared for us were excellent and very professionally done ... Eva was outstanding in the implementation process, as well as answering all questions from our employees. In all my years I have never worked with anyone as good as Eva. … Even our foreman, Kevin, used her as an example in telling some of our machinists "this is the way to do your job- the right way."
Fred Gruber
office manager
Clear Insight is focused on getting the results our clients need to control their employee benefit costs. While not all clients are the same, communication of implemented benefits is crucial. Clear Insight provides custom communication materials to all our clients. Plan design and prescription drug solutions are customary to our client base, while the specific approaches may differ. A growing number of clients are using a Health Plan Captive to reduce and transfer their risk.
Employee Benefits don't need to be so difficult. We have a variety of events scheduled to provide you with the kind of information that you can use to attract and retain employees. Benefits designed just the way employees use them. Webinars, workshops, roundtable discussions make it easier to gather information. We are constantly updating these events.
Prefer a private consultation? We enjoy any opportunity to talk benefits.
We are always looking for the right fit. If you love analytics, problem solving, and have an honest, friendly work ethic, we are looking for you. Many consultants know products, we are looking for people to implement solutions.
If you have questions about our services, events, registering for an event, or would like to schedule a private consultation and an introduction, please contact us.
